Flipkart Pay Later - A way to shop online

We all know that a small percentage of Indians do not have access to credit cards and in the absence of credit cards it is not possible to get credit. It becomes very difficult to make purchase without requisite balance in savings account. To help consumers overcome this, Flipkart created a "Pay Later" option. 

With Flipkart Pay Later option, one can purchase goods on Flipkart throughout the month upto an enabled limit of Rs. 5000 - 10, 000 without having to go through the payment process every time. One can complete purchase at one click, receive the products and pay later. Payments can all be bunched up and paid at one go next month. 

In case of any refunds or cancellations, there is an automatic adjustment made in account and there is no need to pay for such purchases. So effectively no money exchange needed for products that they did not find useful and wanted to cancel or return.

How to place order using Pay Later Option?

If you wish to purchase a product on Flipkart using "Pay Later" option, select the product that you wish to purchase -----> Add to cart and proceed to checkout. 

During the checkout process, you will be asked to select the payment options, select "Pay Later" and submit the order.